MY FINANCE DOCTOR
MY FINANCE DOCTOR
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About my finance doctor

Finance with Heart, Backed by Experience.

Buying a home is a big deal — and so is having the right advice. At My Finance Doctor, we take the time to understand what matters most to you and your family. With over 15 years of experience, Lina is a Melbourne-based mortgage/finance broker. Shas a heart for helping, we’re proud to guide you through each step with honesty and clarity.

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OUR CAPABILITIES

Tailored financial solutions that work as hard as you do

Whether you're buying your first home, refinancing, or investing. We’re here to listen, guide, and make the process easier from start to finish because when it comes to your future, you deserve a plan that works and a broker who cares.

Why choose us

Simplicity

Consistency

Simplicity

Whether you're buying your first home, building your dream property, or consolidating debt, we make the process simple. At My Finance Doctor, we break down complex financial terms and guide you with clear, jargon-free advice, so you always feel in control and informed. 

Strategy

Consistency

Simplicity

Every loan we recommend from personal loans and home loans to land and construction or refinancing is backed by a smart, personalised strategy. We take the time to understand your goals and tailor a finance solution that fits your lifestyle, your timeline, and your future. 

Consistency

Consistency

Consistency

No matter where you are in your finance journey — applying for pre-approval, purchasing an investment property, or refinancing for a better rate. We provide a seamless, polished experience across every interaction. From your first conversation with us to final approval, you’ll feel supported and confident. 

Accredited

Here's the process

  • What happens: You meet with the broker (in person, by phone, or online).
  • Purpose: To understand your financial situation, goals, and what kind of loan you’re looking for e.g., buying your first home, refinancing, or investing.
  • What you provide: Details like income, expenses, debts, employment, credit history, and future plans.


  •  What happens: The broker uses your info to compare loans from a panel of lenders.
  • What you get: A shortlist of options tailored to your situation. Brokers explain the pros and cons of each—interest rates, fees, features (like offset/redraw), and loan structures.


  • What happens: Once you choose a lender, the broker prepares and submits your loan application.
  • They handle: All the paperwork, communication with the lender, and answering questions on your behalf.


 

  • Conditional Approval: The lender gives the green light but might still need more documents or a valuation.
  • Formal Approval: Everything checks out and the loan is officially approved.


  • What happens: If you’re purchasing a home, the funds are transferred to complete the sale.
  • Broker’s role: Coordinates with the lender, your solicitor/conveyancer, and real estate agent to ensure a smooth settlement.


  • Many brokers offer post-settlement check-ins to make sure your loan still suits you, help you refinance if needed, or advise on future property goals. 


Copyright © 2025 Lina Liwag  My Finance Doctor - All Rights Reserved.

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